Accepting Most Major PPOs Insurances

Payment & Insurance In Columbia, MD

Payment & Insurance

Your dental treatment plan at Smile Savers Dentistry in Columbia, Maryland will include a breakdown of all applicable fees. We will inform you of all costs before treatment is administered. Charges are payable at the time of treatment.


We offer the following payment options:

 

  • Cash
  • Visa, MasterCard, Discover and American Express 
  • Low- and no-interest financing through Care Credit, the Lending Club Patient Financing and Alphaeon Credit
  • Senior Citizen discount

 

If special arrangements are needed for your dental care, please talk to our office manager prior to receiving service. Unfortunately, we do not accept Medical Assistance.

CareCredit

A CareCredit account is like a credit card and can be used at any health care provider that accepts CareCredit. CareCredit offers 12 months with no interest and up to 60 months with interest. For Invisalign, they offer 24 months with no interest. Visit their website for more information: www.carecredit.com .

Appointment Cancellation Policy

Your dental appointment time has been reserved specifically for you. We request notification 48 hours before your appointment if you must cancel. But we know that unforeseen events or emergencies can make it impossible to keep a scheduled appointment. After a second appointment is missed without notifying us 48 hours in advance, a fee may be charged.

See if Your Checkup is Covered

Curious if your insurance covers you for a Smile Savers Dentistry checkup?

We can tell you in just a few seconds.

Payment & Insurance

The Lending Club Patient Financing

The Lending Club only accepts patients with good credit and they have very low interest rates, as low as 3.99%. They offer plans from 12 months with no interest to 84 months with interest. Visit their website for more information:

www.lendingclub.com/patientsolutions/check-your-rate

Alphaeon Credit

Alphaeon Credit offers a wide array of monthly payment plans to help you be your best you. Special financing options are available. Find out instantly if you may be eligible. Superior Credit Limits. Strong Approval Rates.

https://go.alphaeoncredit.com/practice-application/62481

Dental Insurance

Smile Savers Dentistry accepts most insurances. This means the insurance companies submit payment for covered services directly to our practice. However, even if we are “out of network” with your particular insurance provider, we will still submit all dental insurance claims for you and help you walk through the process so they can reimburse you directly.


Please contact us for details on the insurance providers we work with and how we can help you obtain reimbursement from other providers. Patients remain personally responsible for their costs.

Now Welcoming New Patients!

You can save on everything from cleanings and fillings to cosmetic products and crowns.

✔ No Yearly Maximums  No Deductibles

✔ No Claim Forms

✔ No Pre-Authorization Requirements

✔ No Health Questions

✔ No Pre-Existing Conditions Limitations

✔ No Waiting Periods (immediate eligibility)

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Smile Savers Membership Program

Our Dental Savings Plan includes the following services at no charge: 


✔ 2 Exams

✔ 2 Cleanings (absent of infection)

✔ 2 Oral Cancer Screenings

✔ 2 TMJ Screenings

✔ 2 Orthodontic Screenings

✔ 4 BiteWing X-rays

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Benefits of Smile Savers Dentistry Savings Plan:

✔ 10% Discount on Major Dental (Crowns, LANAP, Implants, Veneers, Bridges, Dentures, Snap-on Smile, Periodontal Treatment, Root Canals)

✔ 20% Discount on Minor Dental (Additional cleanings, Sealants, Fillings, Buildups, Oral Surgery, Night Guards)

✔ $500 off Invisalign

✔ $325 for Teeth Whitening

✔ 50% off Panorex Scans or 3D scans

✔ $100 off Zoom Whitening

✔ Free Consultations

Program Guidelines:

Patients’ portion of bill is due at time of service. There will be a $50.00 reinstatement fee if your plan lapses.

Plan cannot be used in conjunction with any insurance that we are contracted with.

No refunds of premiums will be issued at any time.

 If the Participant decides not to utilize this membership plan, it is non refundable.

Exclusions/Limitations:

This program is a discount plan; not a dental insurance plan. It cannot be used:

  • In conjunction with any dental insurance plans.
  • For treatment which, in the sole opinion of our doctors, lies outside of the realm of their capability.
  • For referrals to specialists.
  • For hospitalization or hospital charges of any kind.
  • For costs of dental care which are covered under automobile medical or workers comp.

 You will not be singled out for rate increases or cancellations. You will not receive a membership card. Your plan’s effective date will be on file with Smile Savers Dentistry. 

AUTO RENEWAL POLICY = 5% OFF

Sign up for auto renewal of your DSP and receive 5% off next year’s membership fee. 

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